Terms and Conditions of Use
1. Company Identification
This website is owned by Arrow Intermediários de Crédito Lda, corporate entity no. [add NIPC if desired], with its registered office at Rua Jacinto Correia, Bloco A, Loja JLM, Edifício Atrium Lagoa, 8400-398 Lagoa (Algarve), Portugal, email jm@intermediariosarrow.pt, phone (+351) 924 778 470 (call to national mobile network).
Arrow is a Tied Credit Intermediary, registered with the Bank of Portugal under no. 0008109.
2. Scope
These Terms and Conditions regulate the use of the website www.intermediariosarrow.pt, hereinafter referred to as the “site”.
By accessing and using this site, the user fully accepts these Terms and Conditions. If you do not agree, you must refrain from using the site.
3. Services Provided
Arrow operates as a credit intermediary, acting between clients and credit institutions or financial companies, in accordance with applicable law.
Arrow does not grant credit directly, limiting its activity to presenting or proposing credit agreements, providing assistance in their conclusion and/or other legally permitted intermediation services.
The conditions for granting credit are always determined by the partner credit institutions and are subject to their approval.
The information provided on this site is for informational purposes only and does not constitute a binding proposal or guarantee of credit approval.
4. Use of the Website
The user undertakes to use the site lawfully, refraining from carrying out acts that may damage the rights or interests of Arrow or third parties, as well as from introducing malicious software, viruses, or any other elements that could disrupt the normal operation of the site.
Arrow does not guarantee that the site will always be up to date or free from technical errors and shall not be held liable for any damages resulting from its use or temporary unavailability.
5. Intellectual Property
All content on this site (texts, images, logos, design, software, and source code) is the property of Arrow or used with authorization from the respective holders.
Reproduction, distribution, modification, or use, in whole or in part, without the prior written authorization of Arrow, is strictly prohibited.
6. External Links
This site may contain hyperlinks to third-party websites.
Arrow shall not be held responsible for the content, privacy policies, or practices of such websites. Users are advised to read and accept the terms and conditions of those websites.
7. Data Protection
The processing of personal data by Arrow is governed by its Privacy and Data Protection Policy, available here.
8. Amendments to the Terms and Conditions
Arrow reserves the right to review and update these Terms and Conditions at any time, without prior notice. Changes shall take effect from the date of publication on the site.
9. Governing Law and Jurisdiction
These Terms and Conditions are governed by Portuguese law.
For the resolution of any disputes related to the interpretation or execution of these Terms and Conditions, the competent court shall be the Court of the District where Arrow has its registered office, without prejudice to the legally available Alternative Dispute Resolution mechanisms.